SKM Title & Closing Services Service List

Seller Services

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• Seller Services

  Representing your interests as seller our office specializes in real estate conveyancing. We are prepared to represent you in the sale of your real estate and to make the entire process easy and enjoyable for you. Unless we are representing one of the other parties in your sale our office can represent you for a reasonable fee and give you the comfort you need to proceed confidently toward the sale of your home or investment property as well as in the purchase of any new real estate. Some of the services we provide when representing sellers are:

  • Review Of Any Agreement With A Real Estate Broker Or Assistance In Deciding Whether You Should Sell The Property Yourself

  • Negotiate And Prepare The Offer To Purchase And Purchase And Sale Agreement To Protect Your Interests And Concerns

  • Resolve Issues Which May Arise During The Pendency Of Your Sale

  • Explain The Mortgage Process And Assist You In Understanding Just What Your Buyer's Lender's Requirements Mean To You

  • Assist You In Resolving And Clearing Any Issues That May Be Found In The Examination Of Your Property's Title

  • Prepare The Deed From You To Your Buyer

  • Assist In The Coordination Of The Closing And Represent You At The Closing, Review All Closing Documents And Explain Their Meaning And Significance To You

  • Answer Questions You Might Have And Resolve Disputes That May Arise At Any Time During The Closing Process

Buyer Services

• Buyer Services

  If this is your first home purchase, or perhaps you haven't purchased a new home in a while, the process may seem confusing. We hope that our office can make the entire purchase process easy and enjoyable for you. There are a few things to remember: first, understand that the lender's closing attorney, and this includes our office if we are representing your new lender, represents the interests of the lender. Therefore, it is not the responsibility of lender's counsel to advise you on your rights and obligations regarding your new home purchase. Because of this we highly recommend that your retain your own attorney to represent your interests in this process. Our office can represent you, even if we are handling the closing for your new lender, for a reasonable fee and give you the comfort you need to proceed confidently toward the purchase of your new home. Some of the services we provide when representing buyers are:

  • Negotiate And Prepare The Offer To Purchase And Purchase And Sale Agreement To Protect Your Interests And Concerns

  • Resolve Issues Which May Arise During The Pendency Of Your Purchase And Assist You If You Are Selling Real Estate To Purchase Your New Home

  • Explain The Mortgage Process And Assist You In Understanding Just What The Lender's Commitment Letter Says

  • Assist In The Coordination Of The Closing And Represent You At The Closing, Review All Closing Documents And Explain Their Meaning And Significance To You

  • Answer Questions You Might Have And Resolve Disputes That May Arise At Any Time During The Closing Process

  • Provide Professional Assistance And Guidance With Short Sales Of Property

Refinancing Services

• Refinancing Services

  if this is your first home purchase, or perhaps you haven't purchased a new home in a while, the process may seem confusing. we hope that our office can make the entire purchase process easy and enjoyable for you. there are a few things to remember. first, understand that the lender's closing attorney, and this includes our office if we are representing your new lender, represents the interests of the lender. therefore, it is not the responsibility of lender's counsel to advise you on your rights and obligations regarding your new home purchase. because of this we highly recommend that your retain your own attorney to represent your interests in this process. our office can represent you, even if we are handling the closing for your new lender, for a reasonable fee and give you the comfort you need to proceed confidently toward the purchase of your new home. some of the services we provide when representing buyers are:

  • Negotiate And Prepare The Offer To Purchase And Purchase And Sale Agreement To Protect Your Interests And Concerns

  • Resolve Issues Which May Arise During The Pendency Of Your Purchase And Assist You If You Are Selling Real Estate To Purchase Your New Home

  • Explain The Mortgage Process And Assist You In Understanding Just What The Lender's Commitment Letter Says

  • Assist In The Coordination Of The Closing And Represent You At The Closing, Review All Closing Documents And Explain Their Meaning And Significance To You

  • Answer Questions You Might Have And Resolve Disputes That May Arise At Any Time During The Closing Process

Lender Services

• Lender Services

  sharaf and maloney, p.c./skm title and closing services, p.c., is a full-service law firm and closing company providing title searches and closing services for regional and national banks and loan officers with business interests throughout new england. specializing in residential and commercial real estate closings, we recognize that no two loans are the same and every closing has its unique obstacles. as a full-service closing company we are prepared to resolve even the most troubling and complex title issues

  • Residential Real Estate Conveyance

    we represent lenders and consumers at residential and commercial real estate closing throughout massachusetts

  • Refinance Transactions

    skm has extensive experience handling real estate refinancing that helps reduce debt and monthly payments

  • Title Examinations

    we provide a twenty-four to forty-eight hour turnaround on title examinations. as lawyers we are able to resolve most problems that become apparent during the title examination

  • Commercial Real Estate Conveyance

    as a full-service closing company owned by attorneys, we are capable of handling any zoning, land use or title matters that arise in commercial real estate transactions

  • Resolution Of Complex Title Issues

    skm has significant experience handling title issues involving missing land, missing ownership interests and tax liens

  • Buyer And Seller Representation On Purchase And Sale Agreements

    our company represents clients in all phases of the real estate transaction, including drafting, reviewing, negotiating and executing purchase and sale agreements

  • Condominium Conversions

    we work with clients during all phases of condominium conversion, including filing the master deed, working with architects and engineers, developing budgets and drafting contracts for the sale of the units

  • Reo (real Estate Owned)

    we perform title examinations, obtain clean title, prepare closing documents and negotiate purchase and sale agreements for reo properties

  • Relocation

    we provide residential relocation services to relocation companies facilitating large group-move relocation projects. we perform title examinations, authorize release of equity and negotiate purchase and sale agreements on behalf of the seller

Massachusetts Reo Attorneys

• Comprehensive Reo Services

  lenders who have acquired reo property through foreclosure or a deed in lieu of foreclosure face lose profit until the property is re-sold. while many times, reo properties are sold as-is, there occasionally may be the need to make repairs or other accommodations to compete with the current housing market. at skm, our lawyers advise lenders on these issues and provide services to facilitate a smooth sale and closing. our reo services include. as experienced attorneys, we are capable of resolving reo issues while ensuring our client maintains compliance with massachusetts' laws. our dedicated reo staff guarantees seventy-two hour turnaround service on title examinations for reo properties in massachusetts

  • Counsel On Reo Properties

  • Full Title Examinations

  • Resolve Complex Title Issues

  • Negotiate Purchase And Sale Between The Lender (seller) And New Buyer

  • Deed Preparation

  • Seller Representation At Real Estate Closing

  • Other Reo Services

Condominium Conversions And Relocation Services

• Condominium Conversions - Massachusetts Condominium Conversions

  • Massachusetts Condominium Conversions

    at sharaf and maloney, p.c./skm title and closing services, p.c., we provide comprehensive representation to property owners seeking to convert apartments, duplexes and other real estate into condominiums. our attorneys have assisted in the conversion of hundreds of buildings from private ownership to condominiums in the greater massachusetts area.

• Condominium Conversions - Experienced Condo Conversion Lawyers In Massachusetts

  the condominium conversion process is a complex undertaking requiring an attorney, an architect and an engineer or land surveyor. skm handles all aspects of condo conversions from real estate development through condominium sale. we are prepared to handle condo conversions involving real estate ranging from three-deckers to high-rise apartment buildings. some of the requirements to convert a building into condominiums include. skm has extensive experience in all aspects of real estate transactions. we can assist not only with the condo conversion process, but our lawyers can also assist in the sale of the units. we often begin the sale process prior to the completion of the conversion process. as a title and closing company owned by attorneys, we are able to assist clients with any title or closing matters that may occur during the condo conversion process

  • Drafting A Master Deed

  • Drafting A Declaration Of Trust

  • Drafting Condominium Bylaws

  • Preparing Unit Deeds And 6d Certificates

  • Recording The Master Deed Floor Plans At The Registry Of Deeds

  • Drafting Rules And Regulations For The Condos

• Relocation Services - Massachusetts Relocation Attorneys

  • Massachusetts Relocation Attorneys

    sharaf and maloney, p.c./skm title and closing services, p.c., provides full title examination and relocation services to massachusetts-based as well as nationwide relocation companies. we guarantee seventy-two hour turnaround on title examinations, enabling relocation companies to facilitate relocation services and close the loan

• Relocation Services - Dedicated Relocation Services And Staff

  our lawyers and staff handle massive relocation projects on behalf of clients in massachusetts and throughout the united states. we afford clients the comfort of knowing that group relocations are managed in compliance with massachusetts' law. our full-service residential relocation work includes. our title and closing company is experienced handling relocations on behalf of some of the largest employers and relocation companies in massachusetts and nationwide. we are known for our efficiency, personal attention and professionalism in handling relocations and other real estate matters in massachusetts

  • Performing Full Title Examinations

  • Resolving Complex Title Issues To Obtain Clear Title

  • Authorizing The Release Of Equity

  • Transferring Property Title

  • Negotiating Purchase And Sale Agreement With New Buyers

  • Preparing Closing Documents On Property Sales

Title Examinations

• Massachusetts Title Examination Lawyers

  • Massachusetts Title Examination Lawyers

    title examinations are critical to ensuring that a loan will close. sharaf and maloney, p.c./skm title and closing services, p.c., is a full-service massachusetts closing company with vast experience handling title examinations for residential and commercial real estate in connecticut, rhode island, new hampshire, maine, new york and maryland. we also provide title services to out-of-state clients with title issues in these states. we have on-site and on-staff title examiners and have a twenty-four to forty-eight hour turn around on title examinations.

• Comprehensive Title Searches

  a clear title is critical to protecting the legal and financial interests of mortgage lenders, banks, relocation companies and home buyers. the conveyance of residential real estate can be significantly impacted by several factors if there is not a clean title. our thorough title examinations reveal title problems such as. at skm, we understand the business and legal implications of ensuring that real estate is freely transferable. once we have completed a title examination, we issue a preliminary report as to the title contents and the marketability of the property. closing the loan is often contingent on the ability of a title company to properly handle title examinations and effectively resolve title problems. we have successfully handled thousands of title examinations in massachusetts and throughout new england. because of our size and experience, we are often able to resolve title problems and close loans that other closing companies cannot. in addition, as attorneys, we have the legal knowledge and proficiency to recognize and proactively resolve complex title issues. we also handle refinances, property reports, relocation reports and deed preparation

  • State, Federal, County And City Tax Liens

  • Mechanics' Liens

  • Missing Heirs

  • Missing Parcels

  • Other Title Problems

Commercial Real Estate Conveyance

• Knowledgeable Massachusetts Real Estate Attorneys

  • Knowledgeable Massachusetts Real Estate Attorneys

    transferring commercial real estate can be extremely complex. skm title and closing services, pc, is a massachusetts closing company with significant experience representing lenders, buyers, and sellers in the conveyance of commercial real estate. our attorneys bring vast and varied experience to commercial real estate transactions and are prepared to ensure that the transfer of real property is properly managed

• Commercial Real Estate Conveyance

  as a full-service closing company owned by attorneys, we are able to handle title matters that arise during the conveyance of commercial real estate. in addition, we are able to detect and assess any potential risks or liabilities that that may interfere with the title transfer of commercial real estate. we are also able to provide opinions about the potential risks of quitclaim deeds. title examinations and title searches are much more complex for commercial real estate than for residential real estate. commercial property is far more likely to have liens, property divisions, and ownership interests that are not recorded on the title. there are numerous issues that need to be negotiated prior to signing of a purchase agreement. there are typically separate attorneys representing the buyer, the seller, and the banks that are involved in financing the transaction. skm is prepared to represent clients in any aspect of commercial real estate conveyance

  • Easements Given To Cross Over Or Use Property

  • Issue Related To The Existing Tenants

  • Hazardous Waste And Environmental Contamination

  • Debt Service And Lender Requirements

  • Mechanic's Liens

Resolution Of Complex Title Issues

• Massachusetts Real Estate Title Services

  • Massachusetts Real Estate Title Services

    most of all title issues fall into three categories, liens, missing ownership interests, and missing land. skm title and closing services, pc has extensive experience handling residential and commercial real estate transactions involving complex title issues. our team of real estate professionals is committed to resolving title issues and ensuring our clients have one less thing to worry about

• Resolving Complex Title Issues

  mortgage lenders, banks, buyers, and sometimes even sellers do not realize that a piece of property has a title problem until after a title examination has been completed. at skm we are able to resolve most title problems and acquire title insurance for our clients within the time frame of a normal closing, one to thirty days. since we handle even the most complex title issues in-house, we never have to tell our clients we are waiting to receive a title

  • Liens

    state, local, and federal tax liens are some of the most common title issues we handled. however, there are a number of liens that can significantly affect the ability to transfer a title including mechanic's liens and judgment liens

  • Missing Parcels

    it is not uncommon for a title to be missing a parcel of land. this can happen as a result of the subdivision of a property. our attorneys understand how to establish a chain of tile and present the information to the court so if necessary, the deeds can be reformed

  • Missing Ownership Interests

    when land is transferred between multiple parties, such as during the probate of an estate or a business with multiple partners, ownership interests can become convoluted. this often results in titles that have unresolved ownership interests. we have set up a set of procedures that typically allows us to resolve missing ownership issues within the time frame of a normal closing

Buyer And Seller Representation On Purchase And Sale Agreements

• Buyer And Seller Representation On Purchase And Sale Agreements

  • Professional Real Estate Transaction Services

    most real estate transactions in massachusetts are handled by attorneys. skm title and closing services, pc, is a massachusetts law firm committed to representing buyers and sellers in all aspects of residential and commercial real estate transactions. as a title and closing company owned by attorneys, we are able to explain the legal language in purchase and sale agreements as well as help our clients avoid costly mistakes

  • Purchase And Sale Agreements

    purchase agreements for buyers and sale agreements for sellers are important documents that should never be signed without legal representation. these are legally binding documents that detail all the rights and obligation of the buyers and sellers. real estate brokers often have standard purchase and sale agreement forms. skm is able to draft and negotiate purchase and sale agreements that are specific to each individual sale. in addition, we have extensive experience drafting real estate offers, which are signed prior to the purchase and sale agreement and are legally binding. whether we are drafting a real estate offer, a purchase agreement, or a sale agreement, our attorneys are committed to explaining every aspect of the contracts our clients sign. residential and commercial real estate transactions are significant, long-term financial commitments. at skm, we are dedicated to protecting our client's legal interests now and into the future